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Do More with Free Internet Banking

LifeMiles Visa Card 
Enroll Now it's free! Already enrolled? Log in now to start managing your account.

Internet Banking is very secure and we will cover any losses if there's ever any unauthorized use of your account.1 We guarantee that every scheduled payment will be processed and applied to your account on time, or we will cover any related fees.2 It is called our Internet Banking Risk Free Guarantee.

Free Internet Banking offers many great time-saving features:

Account Transactions
  • Click to Show/Hide Make a payment to your account
    • With Internet Banking, you have the flexibility to schedule a future payment, make a same day payment or sign up for AutoPay, where your payment is scheduled on the same day each month. To make a payment simply:
    1. Log in to Internet Banking
    2. Select "Make a Payment" in the left-hand navigation
    3. Using the tabs across the top, select the type of payment you would like to make and proceed as directed

    The cut-off time for same day Web (non-AutoPay) payments varies but generally ranges between 5 pm and 8 pm CT. Please contact Cardmember Service if you have questions about your applicable cut off time.

    Or, you can make a payment using your mobile phone (see Mobile Banking below).

  • Click to Show/Hide Transfer a balance
    • You can transfer the balance from your other credit cards.

    To Transfer a Balance:

    1. Log in to Internet Banking 
    2. Select “Request a Convenience Check” on the top right
    3. Select “Transfer a balance from another Credit Card”
    4. Follow the simple instructions to request a Balance Transfer

    Note: Mileage not awarded for Balance Transfers.

  • Click to Show/Hide Order Convenience Checks
    • Online Convenience Checks allow you to transfer balances or make payments to someone, and the amount will be billed to your Card.  We’ll even mail the check for you!  You can also request that a booklet of checks be mailed directly to you.

    To Request Convenience Checks:

    1. Log in to Internet Banking
    2. Select your Card account
    3. Select “Request a Convenience Check” on the top right
    4. Click the option that best suits your needs
    5. Follow the simple instructions to request a Convenience Check

    Note: Mileage not awarded for Convenience Checks.

  • Click to Show/Hide Request a Credit Limit Increase
    • While logged in to Internet Banking, you can request to have your LifeMiles Visa Credit Limit increased:
    1. Log in to Internet Banking (Not enrolled yet? Enroll now! It's free!)
    2. Select "Customer Service Center" from the left-hand navigation
    3. Select "Credit Card and Premier Line Account Options" from the options listed
    4. Select "Manage Your Credit Card or Premier Line Account" from the options listed
    5. Click on “LifeMiles Visa®" under ‘Travel Cards’
    6. Select "Credit Limit Increase" and follow the easy steps to submit your request

    Alternatively, you can contact LifeMiles Visa Cardmember Service at 866-951-8221 to request a credit limit increase.

  • Click to Show/Hide View your balances and transaction history
    • With Internet Banking, you can view your account balance and most recent transactions.  You can also view the past 18 months of statements.

    Internet Explorer 8 Users, a security setting in IE 8 may prevent you from viewing your online statements, learn more to fix this issue.

  • Click to Show/Hide View LifeMiles Miles
    • While logged into Internet Banking, you can visit the Rewards Center to view your earned rewards:
    1. Log in to Internet Banking 
    2. Select “Rewards Center” in the left navigation
    3. View your credit card rewards summary
    4. Select your LifeMiles Visa Card for more details and to view rewards history

Account Preferences
  • Click to Show/Hide Go paperless by enrolling to receive online statements only
    • View up to 18 months of statements online and eliminate the extra paper from mailed statements. To enroll in online statements and stop your paper statements from being mailed to you:
    1. Log in to Internet Banking
    2. Select the “Online Statements” link on the “Your Account” page
    3. Follow the instructions to enroll
    4. You will receive an Account Alert each month when your online statement is posted

    Internet Explorer 8 Users, a security setting in IE 8 may prevent you from viewing your online statements, learn more to fix this issue.

  • Click to Show/Hide Stay informed with Account Alerts
    • Account Alerts notify you of important account activity, such as a low available balance or when a payment is due. You can set-up these alerts and select where you would like an email or text message notification delivered. Standard text messaging rates may apply from your mobile carrier. 

    The following alerts are available:

    Statement and Payment Alerts

    • Online Statement Available
    • Payment Due
    • Payment Overdue
    • Payment Posted

    Account Balance Alerts

    • Available Credit
    • Balance Exceeds Defined Amount

    Transaction Alerts

    • Suspicious Transaction
    • Transaction Dollar Amount
    • Credit Posted
    • Debit Posted
    • Card Not Present
    • International Transaction
    • ATM Cash Withdrawal
    • Declined Transaction
    • Gas Station Purchase

    To setup an Account Alert:

    1. Log in to Internet Banking
    2. Select “Alerts” from the left-hand navigation
  • Click to Show/Hide Help stop potential fraud with Security Alerts
    • Security Alerts notify you when sensitive personal information like an ID or address changes. These alerts do not require any set-up and are automatically delivered to your primary email address.

    You will be notified when the following events occur:

    • Address or phone number changes
    • Primary email address changes
    • Internet Banking ID or Password changes
    • Internet Banking ID and Password were disabled due to multiple, incorrect login attempts
    • Login Assistance was requested to provide your Internet Banking ID
    • ID Shield Changes (including setup, questions and answers or image/sound and phrase changes)

    To change your primary email address:

    1. Log in to Internet Banking
    2. Select “Your Profile” from the “Your Accounts” page
  • Click to Show/Hide Overlimit Coverage Preferences
    • LifeMiles Visa Signature Cardmembers:
    Signature Cardmembers have no preset spending limit so Overlimit Coverage does not apply.

    LifeMiles Visa Cardmembers:
    You can request that we cover overlimit transactions by opting in to authorize transactions that exceed your Credit Limit. If you opt in and we permit you to go over your Credit Limit, we will charge you an Overlimit Fee. You will only pay one fee per billing cycle, even if you go over your Credit Limit multiple times in the same cycle. To learn more or change your Overlimit Coverage preferences:

    1. Log in to Internet Banking 
    2. Select your Card account page
    3. Select "Overlimit Fee Preference" at the top of the page
    4. Review the information provided and make your selection

    Alternatively, you may contact LifeMiles Visa Cardmember Service at 866-951-8221 to change your preferences. 

  • Click to Show/Hide Overdraft Protection Preferences
    • U.S. Bank overdraft protection protects your U.S. Bank Checking account from costly overdrafts by automatically transferring cash to it from your Credit Card account.  To manage your Overdraft Protection preferences:
    1. Log in to Internet Banking 
    2. Select your Checking account
    3. Select “Overdraft Protection”
    4. Select “Manage Overdraft Protection” and proceed as directed

Mobile Banking
  • Click to Show/Hide iPhone
    •  

    You have the coolest phone, so why not pair it with the coolest banking app? Drop what you’re doing and get the new U.S. Bank Mobile App for iPhone, it’s free!3 

    • Make a payment - Pay your LifeMiles Visa card monthly payment.
    • Stay in control of your money - Check balances, review transactions and transfer money between U.S. Bank accounts -- safely and securely.

    Get the App Now:

    • Scan the QR code to download the application.4 
    • Visit the app store on your phone and search for “US Bancorp”. 

        

  • Click to Show/Hide Android

    •  

    Your phone can do almost anything — that includes running the best banking app around. Find out for yourself. Get the new U.S. Bank Mobile App for Android, it’s free!3 

    • Make a payment - Pay your LifeMiles Visa card monthly payment.
    • Stay in control of your money - Check balances, review transactions and transfer money between U.S. Bank accounts -- safely and securely.

    Get the App Now:

    • Scan the QR code to download the application.4 
    • Visit the app store on your phone and search for “US Bank Mobile”.

          
  • Click to Show/Hide BlackBerry

    •  

    Your BlackBerry is always by your side — make it even better by downloading the best banking app around. Get the new U.S. Bank Mobile App for BlackBerry, it’s free!3 

    • Make a payment - Pay your LifeMiles Visa card monthly payment.
    • Stay in control of your money - Check balances, review transactions and transfer money between U.S. Bank accounts -- safely and securely.

    Get the App Now:

    • Scan the QR code to download the application.4 
    • Visit the app store on your phone and search for “US Bank Mobile”.

          
  • Click to Show/Hide Other Phones
    •  

    If your phone can access the web, you can enjoy the convenience of mobile banking.3 Just type m.usbank.com into any Web-enabled mobile phone, then log in with your Personal ID and Password.

    • Make a payment - Pay your LifeMiles Visa card monthly payment.
    • Stay in control of your money - Check balances, review transactions and transfer money between U.S. Bank accounts -- safely and securely.

    Getting Started

    Type m.usbank.com into any Web-enabled mobile device, then log in to U.S. Bank Mobile Banking.

Additional Features
  • Click to Show/Hide Request a Cardmember Agreement
    • While logged into Internet Banking, you can request a copy of your Cardmember Agreement:
    1. Log in to Internet Banking  
    2. Select "Customer Service Center" from the left-hand navigation
    3. Select "Credit Card and Premier Line Account Options " from the options listed
    4. Select "Manage Your Credit Card or Premier Line Account " from the options listed
    5. Click on “LifeMiles Visa® Card" under Travel Cards
    6. Select "Request A Cardmember Agreement" and follow the easy steps to submit your request

    Your agreement will be mailed to you within 7-10 business days.
     

  • Click to Show/Hide Enjoy the convenience of Mobile Banking
    • Safely and securely get what you need, no matter where you are. As an Internet Banking customer, you are already enrolled and can use your existing login information to access this free 3 service.

    Mobile Banking allows you to:

    • Access your account information
    • Transfer funds between your U.S. Bank accounts
    • Find branch locations and ATMs

    To access Mobile Banking type m.usbank.com into the browser of your web-enabled mobile device and view your accounts today!

    Mobile Banking offers the same safety and security as Internet Banking. We guarantee the highest level of online security to our customers. Learn more about our Privacy Pledge. 

For a better understanding of the many U.S. Bank Internet Banking benefits, view our online demo.
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We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. and these cards are available to United States residents only.

©2013 U.S. Bank National Association. All rights reserved.

All cardmember communications will be in English (in Spanish when possible). In the event of a discrepancy between the English and Spanish languages the English version will prevail.


1 U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.
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2 Payments are guaranteed as long as accounts are sufficiently funded, all payment information is entered correctly and the payment is scheduled to arrive by its due date.
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3 U.S. Bank does not charge a fee for mobile banking. See your account agreement(s) for terms and conditions and standard account fees that may apply to your account(s). Standard messaging and data fees may apply. Check with your carrier for details on specific fees and charges.
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4 The QR code will take you to the application store for your phone which has its own privacy and information security policies.
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