Frequently Asked Questions

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How To Apply

How can I apply for a LifeMiles Visa Card?

Apply online or call 866-951-8220 to apply by phone.

Can I receive a LifeMiles Visa Card without being a LifeMiles Member?

Yes. If you do not currently have a LifeMiles Member Number, one will be assigned to you. All of your LifeMiles will accumulate to one LifeMiles account.

Can I use my spouse's LifeMiles Member Number to apply for a LifeMiles Visa Card?

No. The primary LifeMiles Visa Cardholder's name must match the LifeMiles Member name and associated LifeMiles number. However, if you would like additional cards for a family member, you can request to add authorized signers to your account.

Do I need a Social Security to apply for a LifeMiles Visa Card?

A Social Security Number is required for the LifeMiles Visa Signature and LifeMiles Visa Cards. A Social Security Number or Individual Tax Identification Number is required for the LifeMiles Visa Secured Card application. Applicants must be U.S. residents.

How long will it take to receive my Card?

You will receive notification of the status of your application within 7-10 business days.

Member Benefits

Do I earn rewards with the LifeMiles Visa Card?

Yes! You earn LifeMiles with every net purchase that can be redeemed for flights and upgrades on Avianca and TACA Airlines.

What are the other benefits from the LifeMiles Visa Credit Card?

Earning Power
Use the LifeMiles Visa Card for all purchases from airline tickets to hotels to gas and groceries to big-ticket items like computers and home furnishings to monthly recurring charges (mortgage, utilities, daycare services, or tuition).
Automatic Bill Payments
Pay all of your bills with your Card. Contact merchants or service providers for exact details and acceptance.
Learn more about Automatic Bill Payment.
AutoPay
Pay your LifeMiles Visa Card bill from any checking or savings account in the United States. Learn more about AutoPay.
Free Internet Banking
Enroll to view transactions, make a payment, request convenience checks or balance transfers, or set-up account alerts. Learn more about Free Internet Banking.

How do I get Double LifeMiles on Avianca and TACA Airlines ticket purchases?

LifeMiles Visa Signature cardmembers receive double LifeMiles on Avianca and TACA tickets purchased directly from Avianca, avianca.com, as well as TACA and taca.com.

Do I need to transfer Miles earned on my LifeMiles Visa card to my LifeMiles account?

No, LifeMiles earned on the Card will be credited directly to your LifeMiles Account.

Are there limits to earning LifeMiles on the LifeMiles Visa Card?

There are no Mileage caps on LifeMiles Visa Cards.

Basic Card Facts

What's the difference between a LifeMiles Visa Signature Card and a LifeMiles Visa Card?

View the Card Comparison page for more details on the LifeMiles Cards.

Can I only use the LifeMiles Visa Card for purchases with Avianca and TACA Airlines?

The LifeMiles Visa Card works just like any other Visa Card for purchases at millions of locations that accept Visa Credit Cards.

Can I use the LifeMiles Visa Card for instant cash at ATMs?

Yes. You can use your LifeMiles Visa Card for cash advances at ATMs that accept Visa Credit Cards. Cash advances do not earn Mileage.

Is the APR competitive?

The APR is competitive for credit cards that offer rewards. You pay no interest^† on purchases when you pay your bill in full by the payment due date each month.

Is there an annual fee for the LifeMiles Visa Card?

$0 Introductory Annual Fee for the First Year,^† thereafter:

LifeMiles Visa Signature Card: $75
LifeMiles Visa Card: $45
LifeMiles Visa Secured Card: $25

Why is there an annual fee on LifeMiles Credit Cards when I can get almost any card with no annual fee?

Airline-affiliated credit cards that offer miles for card usage generally charge an annual fee. LifeMiles Visa is offering a first year fee waive^† as a courtesy to you as a new cardholder. Keep using your Card for all your purchases and you’ll be on your way to many benefits, including excess baggage discounts and roundtrip tickets with TACA Airlines and their partner airlines.

Can I access my LifeMiles Visa Card account online?

Yes. Enjoy managing your account in the privacy of your own home or while you are traveling via the Internet. Learn more about Free Internet Banking.

Additional Questions

How do I change my Overlimit Coverage preferences?

Your preferences can be updated 24/7 within Internet Banking. Learn More.

How can I merge two or more LifeMiles accounts that have my name on them?

If you want all your LifeMiles transactions and your LifeMiles balance in a single account, go to LifeMiles Help and complete the Accounts Merge Form.

Is customer service available in Spanish?

Yes. Simply call 866-951-8221. When you call this number you will have the choice of connecting to a Spanish-speaking customer service representative or using the automated 24-hour voice response system. The voice response system allows you to access detailed information about your LifeMiles Visa account balance in English as well as in Spanish.

Whom should I call with questions about my LifeMiles Visa Card?

Contact 24-hour Cardmember Services with any questions about your Card.

How can I keep up-to-date on LifeMiles special fares and travel suggestions?

Go to LifeMiles.com to update your member Profile and subscribe to E-Mail Notifications.

What steps can I take to help maintain good credit?

Visit usbank.com/creditwellness for helpful information about how credit can play a role in your life.

How do I read my statement?

Your statement is designed to make it easy to view important information on your account. Learn more.

How can I download files or view my online statements using Internet Explorer version 8?

Users that are unable to download files or view online statements should change the 'Do not Save Encrypted Pages Setting' in the Security section. To change this setting:

Go to: Tools > Internet Options
Select the Advanced tab
Scroll down to the Security section and uncheck 'Do not Save Encrypted Pages to Disk' setting

U.S. Bank Home | Privacy Pledge

We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. and these cards are available to United States residents only.

All cardmember communications will be in English (in Spanish when possible). In the event of a discrepancy between the English and Spanish languages the English version will prevail.

LifeMiles Visa® Card

Frequently Asked Questions

How To Apply

Member Benefits

Basic Card Facts

Additional Questions

LifeMiles Visa^® Card