LifeMiles Visa Card
LifeMiles Visa Card
Get closer to what you love most every time you use it.
Bonus LifeMiles15,000 LifeMiles

Earn LifeMiles on every
purchase you make.

  • Earn 1 LifeMile for every $1 you spend in net purchases1 
  • 15,000 bonus LifeMiles after your first card use2
  • 3,000 bonus LifeMiles with your annual credit card renewal3 
  • 25% Excess Baggage Redemption Discount4
  • $0 Introductory Fee for the first year, thereafter $45  

With the LifeMiles Visa Card you also receive:

  • $500,000 Travel Accident Insurance5 
  • Auto Rental Collision Damage Waiver6
  • Warranty Manager Service6
  • Protection with Zero Fraud Liability7

*We will first consider you for the LifeMiles Visa card but if you do not qualify you can still earn LifeMiles! You will automatically be considered for the LifeMiles Visa Secured card which earns 5,000 Bonus LifeMiles after the first purchase is made and 1 LifeMile for every $1 in net purchases everywhere Visa cards are accepted. The LifeMiles Visa and LifeMiles Visa Secured cards do not earn double miles on Avianca purchases. The Secured card does not earn Annual Renewal Bonus LifeMiles. The Secured card requires a minimum deposit of $300 provided by the cardmember that will be held in a security deposit account. Full details of the Secured card will be provided upon qualified status.

We may change APRs, fees, and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. and these cards are available to United States residents only.

©2016 U.S. Bank National Association. All rights reserved.  LifeMiles is a trademark of LifeMiles B.V.

All cardmember communications will be in English (in Spanish when possible). In the event of a discrepancy between the English and Spanish languages the English version will prevail.

1 Net purchases are purchases minus credits and returns.
Return to Text
2 One-time new LifeMiles Visa Cardmember First Use LifeMiles will be awarded when you use your card for purchases or pay your annual fee. Please allow 6 to 8 weeks for First Use LifeMiles to be credited to the primary cardmember's LifeMiles Mileage account. LifeMiles Visa Card must be open and in good standing at the time of the Mileage award. This offer is valid for new LifeMiles Visa Card accounts only. Previous accounts closed within the last 12 months will be reopened and no First Use bonus LifeMiles will be awarded. This offer may not be combined with any other enrollment offer.
Return to Text
3 Allow 6 to 8 weeks after the Annual Fee is paid for your Annual Renewal bonus LifeMiles to be awarded to your LifeMiles account. Renewal bonus LifeMiles will be shown in the LifeMiles Mileage account statement as more than one transaction. Annual renewal bonus LifeMiles are not available for the Secured card.
Return to Text
4 When redeeming LifeMiles for excess baggage, LifeMiles Visa Signature, LifeMiles Visa and LifeMiles Visa Secured cardmembers will receive a 50%, 25% and 15% Excess Baggage Discount, respectively. This discount can only be redeemed at Avianca ticketing offices (not web, Call Center or Airport). The excess baggage redemption applies to flights operated by Aerovias del Contienente Americano, S.A. Avianca, Taca Internacional Airlines, S.A., Lineas Aereas Costarricences, S.A. Trans American Airlines, S.A. d.b.a. Taca Peru, Aerolineas Galapagos, S.A. Aerogal The excess baggage redemption must be completed at least 6 hours prior to flight departure and is available for revenue tickets only. Only one excess baggage redemption is required per piece of baggage each way (Origin – Destination) regardless of the number of segments. The excess baggage redemption applies to 1 additional piece, one oversize piece or 1 overweight piece. The excess baggage redemption waives the applicable fee for an additional piece of baggage of the size and weight allowed under the current Baggage Policy or the applicable fee for excess weight (up to 100 pounds) or dimensions (up to 85 linear inches) for one piece of baggage. There is a maximum of three excess baggage redemptions per member each way. The Passenger Name Record (PNR) will be documented with entries indicating the number of excess baggage redemptions. Each excess baggage redemption will be shown as a separate entry on your LifeMiles account. Excess baggage award does not apply for award tickets. The excess baggage redemption reward has a 12 month validity starting from the redemption date. The reward is no longer valid after the 12 months. Other conditions apply. For more information go to Terms and conditions of the LifeMiles Program apply. U.S. Bank is not responsible for applying the Excess Baggage Discount. LifeMiles Corp. may change the LifeMiles rules, program partners, regulations, and benefits, conditions of participation or LifeMiles levels, in whole or in part, at time with or without notice.
Return to Text
5 As a LifeMiles Visa cardmember of U.S. Bank National Association, you, your spouse and unmarried dependent child(ren) will be automatically insured against accidental loss of life, limb, sight, speech or hearing while riding as a passenger in, entering or exiting any licensed Common Carrier, provided the entire cost of the passenger fare(s), less redeemable certificates, vouchers or coupons, has been charged to your LifeMiles Visa Card issued by U.S. Bank National Association. Refer to your LifeMiles Visa Card "Guide to Benefits" for complete terms and conditions.
Return to Text
6 Certain restrictions, limitations, and exclusions apply. Refer to your LifeMiles Visa Guide to Benefits for more details.
Return to Text
7 U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.  
Return to Text