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LifeMiles Visa Signature Card

Our LifeMiles bring you closer...privileges set you apart.

LifeMiles Visa Signature Card - Apply Now! 

Earn LifeMiles on every purchase you make.

  • Earn 1 LifeMile for every net $1 you spend (purchases minus credits and returns)
  • 20,000 bonus LifeMiles with your first card use1 
  • 6,000 bonus LifeMiles with your annual credit card renewal2 
  • Double LifeMiles on Avianca ticket purchases3 
  • 50% Excess Baggage Redemption Discount4 
  • $0 Introductory Annual Fee for the first year, thereafter $75  

Enjoy valuable and distinctive Visa Signature benefits.5 

With the LifeMiles Visa Signature Card you also receive:

  • $1,000,000 Travel Accident Insurance9  
  • Travel and Emergency Assistance8 
  • Roadside Assistance8 
  • Lost Luggage Reimbursement8 
  • Purchase Security8 
  • Auto Rental Collision Damage Waiver9 
  • Warranty Manager Service9 

Apply Now! 

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We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. and these cards are available to United States residents only.

©2014 U.S. Bank National Association. All rights reserved.

All cardmember communications will be in English (in Spanish when possible). In the event of a discrepancy between the English and Spanish languages the English version will prevail.

1 One-time new LifeMiles Visa Cardmember First Use LifeMiles will be awarded when you use your card for purchases.  Please allow 6 to 8 weeks for First Use LifeMiles to be credited to the primary cardmember’s LifeMiles Mileage account.  LifeMiles Visa Card must be open and in good standing at the time of the Mileage award. This offer is valid for new LifeMiles Visa Card accounts only. Previous accounts closed within the last 12 months will be reopened and no First Use bonus LifeMiles will be awarded. This offer may not be combined with any other enrollment offer.

If you are eligible, you will receive the LifeMiles Visa Signature® card. LifeMiles Visa Signature Cardholders will receive 20,000 First Use bonus LifeMiles when the first purchase is made. If you are not eligible for the LifeMiles Visa Signature® card, you will be considered for the LifeMiles Visa® card.  LifeMiles Visa® Cardholders will receive 15,000 First Use bonus LifeMiles when the first purchase is made. If you are not eligible for the LifeMiles Visa® card, you will be considered for the LifeMiles Visa Secured card.  LifeMiles Visa® Secured Cardholders will receive 5,000 First Use bonus LifeMiles when the first purchase is made. The Secured card requires a minimum deposit of $300 provided by the cardmember that will be held in a security deposit account. Full details of the Secured card will be provided upon qualified status.

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2 LifeMiles Visa Signature Cardholders will receive 6,000 bonus LifeMiles upon annual renewal. LifeMiles Visa Cardholders will receive 3,000 bonus LifeMiles upon annual renewal. Annual renewal bonus LifeMiles are not available for the Secured card.

Allow 6 to 8 weeks after the Annual Fee is paid for your Annual Renewal bonus LifeMiles to be awarded to your LifeMiles account. Renewal bonus LifeMiles will be shown in the LifeMiles Mileage account statement as more than one transaction.

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3 LifeMiles Visa Signature Cards only will receive 2 miles for every $1 in net purchases (purchases minus credits and returns) charged for qualified tickets purchased directly from Avianca, or Avianca Call Center.  The first mile credits per dollar spent will automatically appear on your LifeMiles Visa statement as Purchase Miles and the second mile credits will appear as Double Miles on the same statement. The LifeMiles Visa Signature Card Account must be open and in good standing at time of any Mileage credit.  Mile accrual through the use of your credit card will keep your miles active in your LifeMiles account according to the terms and conditions published at
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4 When redeeming LifeMiles for excess baggage, LifeMiles Visa Signature, LifeMiles Visa and LifeMiles Visa Secured cardmembers will receive a 50%, 25% and 15% Excess Baggage Discount, respectively. This discount can only be redeemed at Avianca ticketing offices (not web, Call Center or Airport). The excess baggage redemption must be completed at least 6 hours prior to flight departure and is available for revenue tickets only. Only one excess baggage redemption is required per piece of baggage each way (Origin – Destination) regardless of the number of segments. The excess baggage redemption waives the applicable fee for an additional piece of baggage of the size and weight allowed under the current Baggage Policy or the applicable fee for excess weight (up to 100 pounds) or dimensions (up to 85 linear inches) for one piece of baggage. There is a maximum of three excess baggage redemptions each way. The Passenger Name Record (PNR) will be documented with entries indicating the number of excess baggage redemptions. Each excess baggage redemption will be shown as a separate entry on your LifeMiles account. U.S. Bank is not responsible for applying the Excess Baggage Discount. LifeMiles Corp. may change the LifeMiles rules, program partners, regulations, and benefits, conditions of participation or LifeMiles levels, in whole or in part, at any time with or without notice, even though changes may affect the value of LifeMiles already accumulated. LifeMiles Corp. may withdraw, limit, modify or cancel any award, increase the LifeMiles required for any award, modify or regulate the transferability of awards, add an unlimited number of blackout dates or limit the number of seats available to any or all destinations.
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5 Should the application for the LifeMiles Visa Signature Card be denied, submitting your application constitutes your application for a LifeMiles Visa Card. The LifeMiles Visa Card does not contain the same benefits of the LifeMiles Visa Signature Card.
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6 The LifeMiles Visa Signature Card provides the benefit of a No Preset Spending Limit and a Revolve Limit that allows you to carry a designated part of your balance from one statement to the next. No Preset Spending Limit does not mean unlimited spending. Authorizations are provided using information such as account history, credit record, income verification and liquid assets.
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7 Cardholders are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on cardholders’ behalf.
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8 Certain restrictions, limitations, and exclusions apply.  Please refer to for program details.
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9 Certain restrictions, limitations, and exclusions apply. Refer to your LifeMiles Visa Guide to Benefits for more details.
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